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Reverse Mortgage Explained – Everything Canadian Homeowners Need to Know
06.15.2025 11:58 PM - Comment(s)
Discover how Canadians 55+ can access tax-free cash using a reverse mortgage—without selling their home. Our latest blog explains who qualifies, key pros and cons, estate impact, and how it compares to home equity loans.
OSFI to Introduce Loan‑to‑Income Caps – A New Chapter in Mortgage Approval
06.11.2025 01:35 AM - Comment(s)
Canada’s OSFI may replace the mortgage stress test with a 450% loan-to-income cap to reduce risk. Learn what this means for buyers, lenders, and the market.
Unlocking Home ownership: First-Time Buyer Incentives in Ontario (2025 Edition)
06.06.2025 12:27 PM - Comment(s)
Discover the latest 2025 incentives for first-time home buyers in Ontario, including tax-free savings accounts, rebates, and extended mortgage options to make your home ownership dreams a reality.
Bank of Canada Holds Key Interest Rate at 2.75% Amid Persistent Inflation and Trade Uncertainty
06.04.2025 04:45 PM - Comment(s)
The Bank of Canada holds its key interest rate at 2.75%, balancing persistent core inflation against economic uncertainties, including rising unemployment and U.S. trade tensions. Future rate cuts remain on the table as the central bank monitors evolving conditions
How a Fixed-Rate Mortgage Protects You from Rising Interest Rates?
05.29.2025 08:36 AM - Comment(s)
In Canada, a fixed-rate mortgage guarantees borrower a consistent interest rate and monthly payment throughout the entire mortgage term, making it easier to plan and manage finances without surprises. This stability sets it apart from variable-rate mortgages, where interest rates and payments c...
Unlocking Opportunities: The Power of Commercial Mortgages
05.26.2025 09:05 AM - Comment(s)
Understanding the types of commercially mortgages available is crucial. From traditional fixed-rate mortgages to adjustable-rate options, each comes with its unique benefits tailored to different business needs.
Why Canadian Fixed Mortgage Rates Are Rising Again in 2025: Key Factors Explained
05.21.2025 02:54 AM - Comment(s)
Navigating Prepayment Penalties in Canadian Mortgages
05.20.2025 09:17 AM - Comment(s)
Before signing a mortgage agreement, carefully review the prepayment clauses and ask your lender about their penalty structure. Planning ahead can save you money in the long run and help you avoid unexpected costs if you decide to pay off your mortgage early.
Mark Carney's Ambitious Housing Plan: Doubling Canada's Home Construction Rate
05.14.2025 12:58 AM - Comment(s)
Mark Carney unveils a bold plan to double Canada’s homebuilding rate to 500,000 units/year. The strategy includes tax breaks, cutting red tape, and launching Build Canada Homes to boost affordability and ease the housing crisis. #CanadaHousing #RealEstate
Mortgage Renewal Fees – What You Need to Know!
05.06.2025 07:11 AM - Comment(s)
When it comes time to renew your mortgage, many homeowners are surprised to find there can be additional fees involved. Understanding these costs ahead of time can save you from any unwanted surprises. Let’s break down what these fees may include:
1️⃣ Administration Fees: Lenders may charge a process...
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