Blog

Commercial mortgages and business loans tailored for Ontario's health industry. Discover financing trends for clinics, dentists, and healthcare practices.

Learn essential mortgage tips for newcomers and recent immigrants in Canada. Get guidance, resources, and expert advice to buy your first home in Canada.

Learn how to move your mortgage from a private lender to a prime (A) lender to unlock better rates, terms, and financial flexibility.

Before applying for a mortgage, your credit score can make or break your loan approval. This blog reveals five practical strategies Canadian home buyers can use to raise their credit scores and qualify for better mortgage terms.

Learn when refinancing your mortgage in 2025 makes financial sense. Explore key benefits like lower rates, reduced payments, and debt consolidation—plus tips on timing, break-even analysis, and common pitfalls for Canadian homeowners.

Discover how Canadians 55+ can access tax-free cash using a reverse mortgage—without selling their home. Our latest blog explains who qualifies, key pros and cons, estate impact, and how it compares to home equity loans.

Canada’s OSFI may replace the mortgage stress test with a 450% loan-to-income cap to reduce risk. Learn what this means for buyers, lenders, and the market.

Discover the latest 2025 incentives for first-time home buyers in Ontario, including tax-free savings accounts, rebates, and extended mortgage options to make your home ownership dreams a reality.

The Bank of Canada holds its key interest rate at 2.75%, balancing persistent core inflation against economic uncertainties, including rising unemployment and U.S. trade tensions. Future rate cuts remain on the table as the central bank monitors evolving conditions