Blog tagged as #Mortgage Lending Canada

OSFI to Introduce Loan‑to‑Income Caps – A New Chapter in Mortgage Approval

06.10.2025 09:35 PM - By Satish Kumar - Comment(s)
OSFI to Introduce Loan‑to‑Income Caps – A New Chapter in Mortgage Approval
Canada’s OSFI may replace the mortgage stress test with a 450% loan-to-income cap to reduce risk. Learn what this means for buyers, lenders, and the market.